We all start our financial journey somewhere! I want to hopefully share some positive financial habits with everyone. I remember the first time I started my own financial journey it was very difficult for me to practice good habits. It took a lot of time learning, understanding my own spending habits, and really figuring out what were realistic milestones. Nonetheless, I would like to share the lessons I've learned along the way and help others avoid some of the pitfalls I encountered. From the importance of setting up a budget that aligns with your lifestyle to the necessity of building an emergency fund for unexpected expenses, each step in this journey contributes to long-term financial security. I may not have all the answers, but my goal for you is to be more confident in your handling finances :). By making the necessary strides to be on your way to be financially independent. One-to-One Financial Education Peer Sessions cover topics including: - Budgeting - Creating Emergency Fund - Reviewing Spending Habits - Creating Financial Plan - Building Credit *Prior to our meeting I may inquire you for some information --> So that when we do meet I will be more prepared* *Meeting Location --> Will be discussed via Text* *This is an in-person event, so please make sure to give yourself plenty of time to drive over to our meet up spot and find parking!* If you have any questions, please don’t hesitate to reach out! Or would like to schedule a meeting but this time does not work for you, let me know! Contact Information: Email: president@aposdsu.org | finance@aposdsu.org Ramil Mangahas: (760) 715-7129